US Rep. Carolyn Maloney (D.-N.Y.) has introduced a gun control bill that would mandate that every American who wants to own a gun also purchase and carry liability insurance as well.
The Firearm Risk Protection Act, H.R. 2546, was unveiled in late May and would require that gun owners buy liability insurance coverage before being permitted to buy a handgun or a rifle from a store or dealer. A $10,000 fine would be levied if a gun owner is caught without gun insurance.
The only exemptions would be members of the military and law enforcement officers.
“We require insurance to own a car, but no such requirement exists for guns,” Maloney said. “The results are clear: Car fatalities have declined by 25 percent in the last decade, but gun fatalities continue to rise. One reason is that auto insurance incentivizes precautions that reduce accidents, and make crashes less deadly. No similar incentives exist for gun owners.”
Maloney, one of the more liberal members of Congress, claimed it was a “free market” bill. Read the rest of my gun insurance bill report on Off The Grid News.